Bookmark Universe - The New Credit Regime: How will Bad Credit Car Buyers Benefit? The negative marks on your credit report will erase. The July 1 credit regime is bringing a boost in your credit report. The benefits for a bad credit car buyer include an upsurge in your credit scores, a higher probability of getting auto loan approval and availing favorable interest rates. Wed, 02 Aug 2017 23:04:40 MST en